Financing & calculators

Finance your Queens renovation

Estimate your monthly payment and borrowing power, compare common financing options, and understand the terms before you commit. Then get a free, fixed estimate from CityCore Builders.

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Renovation calculators

Drag the sliders for instant estimates. Figures are illustrative only; see the disclosures below.

Monthly payment estimator

Project amount$50,000

Term7 yrs

Estimated APR9.5%

$0est. / month

How much can I borrow?

Monthly budget$600

Term7 yrs

Estimated APR9.5%

$0borrowing power

Ways to pay

Common financing options

We can connect you with vetted financing partners. The ranges below are illustrative, not offers.

Illustrative

Home equity / HELOC

~8 to 11% APR

Borrow against your home equity, often the lowest rates for larger Queens projects.

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Illustrative

Renovation / personal loan

~9 to 18% APR

Unsecured, fast funding with no equity required. Good for mid-size projects.

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Illustrative

FHA 203(k) mortgage

Mortgage-based

Roll renovation costs into your mortgage, useful for larger gut renovations.

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Illustrative

Contractor financing

0 to 12% promo

Promotional financing arranged at project start through a partner.

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Financing disclosures

Not a lender. CityCore Builders (Impact General Contractors Corp.) is a licensed general contractor, not a lender, mortgage broker, or financial advisor, and does not originate loans or provide credit or financial advice.

Estimates only. All rates, APRs, terms, and payments shown here are illustrative examples for general information, are not an offer or commitment to lend, and do not reflect a specific lender's actual terms. Actual rates and terms depend on the lender, your credit, loan type, and market conditions, and are subject to approval. Calculator results are estimates and may differ from real offers.

Federal. Lenders disclose the Annual Percentage Rate (APR) and terms under the Truth in Lending Act (Regulation Z). Credit decisions are governed by the Equal Credit Opportunity Act (ECOA), which prohibits credit discrimination.

New York. Home improvement financing in New York may be subject to NY home improvement business and consumer credit rules. License and insurance information available on request.

Consult a qualified lender, and if needed a financial advisor, before making financing decisions. Verify all terms directly with the lender.

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Know your real project cost before you choose financing. We will price it out, permits included.

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